by Dr. Jeffrey Lant
The key to increasing your business profits is to
get your existing customers to buy more faster. The
key to this is simple: Make SURE what you do is
fostering this vital relationship… not killing it.
Once Upon A Time…
The other day, I called what its owners think of
as Boston’s "premier" silver business. You know the
kind: in business since "my grandfather served your
grandfather," all simpering, condescending, and
(fatal) above the doing of "business". Their motto:
"Business is inherited, never earned", a tried and
true prescription for dwindling profits… and
ultimately a "business to let" sign in the window.
Lucky for you this owner’s self-defeating behavior
inspired this article. As a result, even though the
folks who inspired this article may not be saved…
you will be!
1) Be personable and enthusiastic when you
speak with your customers
Is this "elementary, my dear Watson," as Sherlock
Holmes would have said? Absolutely not. Instead of
presenting a bright, chipper persona, too many
business owners and their representatives appear
above your mere business, which they approach
with disinterest, disdain, even dismissal. What’s worse,
the higher you go in the hierarchy, the more of this you
may see — and hear.
Your job, however exalted, is to give the customer
a comfortable and serene experience. Your business
is never merely about what you do; it’s always about
how you do it, including the tone and temperament
with which you approach each customer… the
necessity to be pleasant even if you don’t feel like it.
2) Return Phone Calls
There is nothing that so infuriates customers
(and rightly so) as failure to return calls in a
prompt, professional manner.
In this scenario, the customer calls and
leaves a detailed message which is then..,
ignored. Result? With every passing moment, the
customer gets more and more indignant… while
your chances of repeat business melt.
Cure: return EVERY pending call before the
end of business EACH DAY. If necessary, put a
note on your computer: "I cannot leave until every
customer call has been returned." There would be
a lot less (justifiable) indignation all round if this
was the rule. Make it yours!
3) Keep The Customer Updated
Rome wasn’t built in a day… but I bet Caesar
Augustus was regularly updated on progress. If
it was good enough for the Caesars, it ought
to be good enough for you.
Thus, instead of making your customers chase
you down for (usually rushed and inadequate)
progress reports, be pro-active. Before you leave
your office EVERY DAY, call or e-mail reports.
These should include commentary on the most
important pending items, especially those which
may be most troubling and of greatest interest to
the customer. Doing things this way, providing
reports when least expected, make you the kind of
business person people most like to work with.
4) Live Within The Budget — Or Promptly
Explain Why You Can’t
Want a sure-fire, unbeatable way to kill even
the longest standing customer relationship?
Then over spend a budget… and don’t bother
to tell your customer beforehand, much less
explain matters clearly.
Everyone is touchy about money. No one
ever has enough. Thus, keeping your customer
scrupulously up-to-date on financial issues,
especially where increased expenditure is
necessary is vital. As soon as you have the
facts, inform the customer. Where the sum in
question is significant, call; otherwise, a prompt
email will do.
The point is: it is the customer’s right to have
this information in a timely fashion. And it is
your responsibility to provide it… or else!
5) Thank Early, Sincerely, Tangibly
Have you ever watched the way some business
people "thank" their customers for their life-(and profit) —
making business? No eye contact, perfunctory words,
a palpable wish to get it over — and you out — ASAP.
Yikes!
Maybe this customer was difficult; maybe you’re
just having one of those days when the milk of
human kindness turns sour. Even so, you owe it both
to customer and your prosperity to thank her
properly. If you can do it with true sincerity so much
the better; if not, simulate until you can.
More, whenever possible give your all-important
customer a "little something" extra, the more so if
you have not followed the crucial steps above.
People like bonuses. Add one whenever you can.
Last Words
We all want repeat business. It’s the life blood of
business success. Many people wrongly think that
all you have to do to get it is be good at what you
do. WRONG! You must attend to the "little things",
the things I’ve discussed in this article. After all,
as the song says "little things mean a lot." Your
customer must always be treated with the greatest
possible care and consideration. Empathy is
required.
… which is why I decided to pass on taking my
business to the silver smith mentioned above. He
didn’t earn it.
About The Author
Harvard-educated Dr. Jeffrey Lant is CEO of
Worldprofit, Inc., www.worldprofit.com where
small and home-based businesses learn how to
profit online. Attend Dr. Lant’s live webcast
TODAY and receive 50,000 free guaranteed
visitors to the website of your choice! For details
on Dr. Lant’s 18 best-selling business books,
go to www.jeffreylant.com
Sunday, August 29, 2010
Millionaire Bootcamp Video Reveals How To Get Really Rich
HomeProfitCoach.com's GUIDE TO PROFITING ON THE INTERNET
- Sunday, August 01, 2010
PLUS.. Daily Tips, Internet Articles, and Much More!
Visit http://www.HomeProfitCoach.com
Publisher: Howard Martell
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Unabashed Capitalist? Millionaire Bootcamp Video
Reveals How To Get Really Rich.
by Dr. Jeffrey Lant
I'm a self-made multi-millionaire. I'm sharing
this fact with you not to brag, but to let you
know that when it comes to making money I know
what I'm talking about.
A good part of my fortune came from learning
how to profit online. Unfortunately, I didn't
have a mentor. I had to learn the ropes by
myself through trial and error.
Fortunately, you don't have to do it the same,
inefficient way. You can get into the Millionaire
Bootcamp, the world's only professional course
designed for people who want to stay home and
get rich using the Internet.
Meet Worldprofit.com and Self-Made Multi-
Millionaire George Kosch
The Millionaire Bootcamp is offered by Worldprofit.com.
You probably already know about Worldprofit.com.
Since 1994 they've assisted thousands of business
people and entrepreneurs learn to use the Internet
to profit. To these folks they've offered domain
hosting, custom website design, and a line of low-
cost, easy-to-use, no-software-to-download video
services.
Having developed these video services, they decided
to check out who online was offering real people
like you and me the detailed information they
needed to get rich. George Kosch, inventor of some
of the most useful applications for business
online, did a detailed search online for money-
making training programs. The results were dismal.
No one was offering the kind of step-by-step help
aspiring millionaires need to get rich. Result:
Worldprofit.com under George Kosch created the
Millionaire Bootcamp.
100% Of Millionaire Bootcamp Graduates Make
Money. You Will Make Money, Too -- GUARANTEED
By Worldprofit.com.
The Millionaire Bootcamp is just that. It's a
place you go learn the fundamental information
you need to get rich using the Internet. Twice
weekly Instructor George Kosch (remember he's
a self-made Internet multi-millionaire) delivers
live fact-filled presentations on making money
and building wealth.
Don't worry if you miss the live presentation.
It's recorded for instant 24/7 access worldwide.
All you need is an Internet connection.
I can vouch for these presentations. Despite
the fact that I'm a multi-millionaire myself, I
never miss one. Attending these programs gives
me ideas and keeps me in peak money-making
condition. They pay constant rewards.
However, what's really great about the Millionaire
Bootcamp is not just the superior quality of
the presentations. It's the fact that you get
constant support and professional oversight as
you work towards your goal. You learn what to
do, then get help as you get out there and do it.
As a result, you're making money even before you
finish the course. What's more, your continuing
success as a graduate is guaranteed. This is a
100% hands-on, results-oriented program in making
money, pure and simple.
Ask For Your Free Millionaire Bootcamp Video Today
If you are tired of being one of the 3.5 billion+
people worldwide who are not millionaires, who
aren't rich, and aren't living accordingly, request
your free Millionaire Bootcamp video now. Watch
it, then get into the Millionaire Bootcamp.
To claim your free video, just register here.
If you think the world owes you a living and
you're not willing to work, don't ask for the video.
You're not millionaire material. But if you are,
contact me now for your free video and to get into the
Millionaire Bootcamp today. I'm standing by to help you now.
Howard Martell, Worldprofit Dealer/Consultant
==> Call me at 7579622482
==> Email me at hmartell29@yahoo.com
==> Visit my online office at www.HomeProfitCoach.com
==> Questions? Meet me LIVE in my Video Conference Room
www.HomeProfitCoach.com
=========================================================
(C) HomeProfitCoach.com 2010 All Rights Reserved.
=========================================================
- Sunday, August 01, 2010
PLUS.. Daily Tips, Internet Articles, and Much More!
Visit http://www.HomeProfitCoach.com
Publisher: Howard Martell
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Unabashed Capitalist? Millionaire Bootcamp Video
Reveals How To Get Really Rich.
by Dr. Jeffrey Lant
I'm a self-made multi-millionaire. I'm sharing
this fact with you not to brag, but to let you
know that when it comes to making money I know
what I'm talking about.
A good part of my fortune came from learning
how to profit online. Unfortunately, I didn't
have a mentor. I had to learn the ropes by
myself through trial and error.
Fortunately, you don't have to do it the same,
inefficient way. You can get into the Millionaire
Bootcamp, the world's only professional course
designed for people who want to stay home and
get rich using the Internet.
Meet Worldprofit.com and Self-Made Multi-
Millionaire George Kosch
The Millionaire Bootcamp is offered by Worldprofit.com.
You probably already know about Worldprofit.com.
Since 1994 they've assisted thousands of business
people and entrepreneurs learn to use the Internet
to profit. To these folks they've offered domain
hosting, custom website design, and a line of low-
cost, easy-to-use, no-software-to-download video
services.
Having developed these video services, they decided
to check out who online was offering real people
like you and me the detailed information they
needed to get rich. George Kosch, inventor of some
of the most useful applications for business
online, did a detailed search online for money-
making training programs. The results were dismal.
No one was offering the kind of step-by-step help
aspiring millionaires need to get rich. Result:
Worldprofit.com under George Kosch created the
Millionaire Bootcamp.
100% Of Millionaire Bootcamp Graduates Make
Money. You Will Make Money, Too -- GUARANTEED
By Worldprofit.com.
The Millionaire Bootcamp is just that. It's a
place you go learn the fundamental information
you need to get rich using the Internet. Twice
weekly Instructor George Kosch (remember he's
a self-made Internet multi-millionaire) delivers
live fact-filled presentations on making money
and building wealth.
Don't worry if you miss the live presentation.
It's recorded for instant 24/7 access worldwide.
All you need is an Internet connection.
I can vouch for these presentations. Despite
the fact that I'm a multi-millionaire myself, I
never miss one. Attending these programs gives
me ideas and keeps me in peak money-making
condition. They pay constant rewards.
However, what's really great about the Millionaire
Bootcamp is not just the superior quality of
the presentations. It's the fact that you get
constant support and professional oversight as
you work towards your goal. You learn what to
do, then get help as you get out there and do it.
As a result, you're making money even before you
finish the course. What's more, your continuing
success as a graduate is guaranteed. This is a
100% hands-on, results-oriented program in making
money, pure and simple.
Ask For Your Free Millionaire Bootcamp Video Today
If you are tired of being one of the 3.5 billion+
people worldwide who are not millionaires, who
aren't rich, and aren't living accordingly, request
your free Millionaire Bootcamp video now. Watch
it, then get into the Millionaire Bootcamp.
To claim your free video, just register here.
If you think the world owes you a living and
you're not willing to work, don't ask for the video.
You're not millionaire material. But if you are,
contact me now for your free video and to get into the
Millionaire Bootcamp today. I'm standing by to help you now.
Howard Martell, Worldprofit Dealer/Consultant
==> Call me at 7579622482
==> Email me at hmartell29@yahoo.com
==> Visit my online office at www.HomeProfitCoach.com
==> Questions? Meet me LIVE in my Video Conference Room
www.HomeProfitCoach.com
=========================================================
(C) HomeProfitCoach.com 2010 All Rights Reserved.
=========================================================
How to turn your child into a GUARANTEED Millionaire
by Dr. Jeffrey Lant Do you love your children?
Would you do anything to ensure their life-long
well-being?
Of course, you say!
Then, why aren’t you instructing them in how to
get RICH?
The plain fact is, the overwhelming majority of
parents have a "que sera sera" approach to
the crucial business of training their children
in GUARANTEED wealth building. This is a HUGE
error. Instructing your children in how to get rich
has at least as much or an even greater pay-off than
any immunization, sports mastery, or school
degree. Yet you’re currently not doing anything
about it!
That needs to change at once.
1) Start as early as age 5.
Becoming a GUARANTEED millionaire is as
much a function of time as anything else. Thus,
the earlier you get started instilling good wealth-
building habits, the better. Five is an excellent
place to start! Kids already older than five? Don’t
give up on that account! Just because you can’t
start at the ideal time doesn’t mean you
shouldn’t start at all.
2) Make wealth-building a game.
Growing a fortune means developing good
habits. But just because they’re good doesn’t
mean they have to be dull or onerous. Set
aside time each week for the "Let’s make
Bobby rich" game. Make getting rich light,
fun, and a great opportunity to get to know
your child better.
3) Explain the mission
Even 5 year olds understand that living well
has lots of advantages. More of this, more of
that. Your job is to show them how good
financial habits deliver the goodies — for life.
4) Open the pot with a couple of bucks
To start your child’s financial education and
the good wealth-building habits of a lifetime,
start off by putting just $5 in the pot. Make
it clear that this number will be steadily
augmented as the child helps around the
house: 10 cents for making the bed… an
extra quarter for walking the dog. It’s
essential that the child’s desire for "more"
be whetted as soon as possible and that
you incentivize as much as possible.
Never just give an allowance. Earning is
necessary in the real world… and the sooner
your children understand this, the better!
5) Put the money in the bank
As soon as possible, open a bank account in
your child’s name. Call the bank to ascertain
the minimum for this all-important first account.
Then go to the bank.
Make this trip an event. Dress up. Explain you’re
talking your darling to a VERY important place.
Make sure to say these people are helpful and
want to be your friend and help you achieve a
better life.
Note: call ahead to see who will be available
to see you. Explain what you’re doing. Bankers
are human, too (really!) and can get into the
spirit of this enterprise. After all, you’re bringing
future customers!
More: if you have several children, make sure
to bring the others with you. These visits are good
for refining manners and getting live account
updates.
6) Switch from bank savings accounts to
no-load mutual funds as soon as you have
the minimum in your account.
No load mutual funds (with automatic dividend
and income reinvestment) are a better way to
grow capital than mere savings accounts. Before
switching, talk to your banker about what he may
have available. ALWAYS take your children
with you when these discussions occur. The
more familiar they are with what’s happening with
their money, the better.
7) Don’t stop your meetings and don’t touch
the capital!
We have a useful expression here in frugal New
England: "Start as you mean to go on." What
that means is, make time for this all-important
financial education. Don’t stop because you miss
a week, or even a month. That’s what they say
in diet classes… and the same is true here.
Remember, what you’re doing is essential for
your child’s well-being.
One More Thing
In so far as humanly possible, DON’T touch your
child’s capital, even for college. A college education
is NOT the objective. Being rich is. That means
regarding your capital as sacred.
Follow these steps, and you’ll have the satisfaction
of seeing your child rich, a bona fide millionaire.
Guaranteed! Uncork the champagne. You’ve earned
it. Your children are lucky to have such excellent
parents!
About The Author
Harvard-educated Dr. Jeffrey Lant is CEO of
Worldprofit, Inc., www.worldprofit.com where
small and home-based businesses learn how to
profit online. Attend Dr. Lant’s live webcast
TODAY and receive 50,000 free guaranteed
visitors to the website of your choice! For details
on Dr. Lant’s 18 best-selling business books,
go to www.jeffreylant.com
Dr. Jeffrey Lant
Get a FREE COPY of my new 18th book
The Ten (Woefully Common) Mistakes Killing
Your Internet Business & What You Can Do
About Them! $29.95 retail value.
Go to www.worldprofitassociates.com and log in.
To talk live, go to www.jeffreylant.com or phone
617 547 6372 (Eastern time). While there, click
on Photo Gallery for the tour.
Would you do anything to ensure their life-long
well-being?
Of course, you say!
Then, why aren’t you instructing them in how to
get RICH?
The plain fact is, the overwhelming majority of
parents have a "que sera sera" approach to
the crucial business of training their children
in GUARANTEED wealth building. This is a HUGE
error. Instructing your children in how to get rich
has at least as much or an even greater pay-off than
any immunization, sports mastery, or school
degree. Yet you’re currently not doing anything
about it!
That needs to change at once.
1) Start as early as age 5.
Becoming a GUARANTEED millionaire is as
much a function of time as anything else. Thus,
the earlier you get started instilling good wealth-
building habits, the better. Five is an excellent
place to start! Kids already older than five? Don’t
give up on that account! Just because you can’t
start at the ideal time doesn’t mean you
shouldn’t start at all.
2) Make wealth-building a game.
Growing a fortune means developing good
habits. But just because they’re good doesn’t
mean they have to be dull or onerous. Set
aside time each week for the "Let’s make
Bobby rich" game. Make getting rich light,
fun, and a great opportunity to get to know
your child better.
3) Explain the mission
Even 5 year olds understand that living well
has lots of advantages. More of this, more of
that. Your job is to show them how good
financial habits deliver the goodies — for life.
4) Open the pot with a couple of bucks
To start your child’s financial education and
the good wealth-building habits of a lifetime,
start off by putting just $5 in the pot. Make
it clear that this number will be steadily
augmented as the child helps around the
house: 10 cents for making the bed… an
extra quarter for walking the dog. It’s
essential that the child’s desire for "more"
be whetted as soon as possible and that
you incentivize as much as possible.
Never just give an allowance. Earning is
necessary in the real world… and the sooner
your children understand this, the better!
5) Put the money in the bank
As soon as possible, open a bank account in
your child’s name. Call the bank to ascertain
the minimum for this all-important first account.
Then go to the bank.
Make this trip an event. Dress up. Explain you’re
talking your darling to a VERY important place.
Make sure to say these people are helpful and
want to be your friend and help you achieve a
better life.
Note: call ahead to see who will be available
to see you. Explain what you’re doing. Bankers
are human, too (really!) and can get into the
spirit of this enterprise. After all, you’re bringing
future customers!
More: if you have several children, make sure
to bring the others with you. These visits are good
for refining manners and getting live account
updates.
6) Switch from bank savings accounts to
no-load mutual funds as soon as you have
the minimum in your account.
No load mutual funds (with automatic dividend
and income reinvestment) are a better way to
grow capital than mere savings accounts. Before
switching, talk to your banker about what he may
have available. ALWAYS take your children
with you when these discussions occur. The
more familiar they are with what’s happening with
their money, the better.
7) Don’t stop your meetings and don’t touch
the capital!
We have a useful expression here in frugal New
England: "Start as you mean to go on." What
that means is, make time for this all-important
financial education. Don’t stop because you miss
a week, or even a month. That’s what they say
in diet classes… and the same is true here.
Remember, what you’re doing is essential for
your child’s well-being.
One More Thing
In so far as humanly possible, DON’T touch your
child’s capital, even for college. A college education
is NOT the objective. Being rich is. That means
regarding your capital as sacred.
Follow these steps, and you’ll have the satisfaction
of seeing your child rich, a bona fide millionaire.
Guaranteed! Uncork the champagne. You’ve earned
it. Your children are lucky to have such excellent
parents!
About The Author
Harvard-educated Dr. Jeffrey Lant is CEO of
Worldprofit, Inc., www.worldprofit.com where
small and home-based businesses learn how to
profit online. Attend Dr. Lant’s live webcast
TODAY and receive 50,000 free guaranteed
visitors to the website of your choice! For details
on Dr. Lant’s 18 best-selling business books,
go to www.jeffreylant.com
Dr. Jeffrey Lant
Get a FREE COPY of my new 18th book
The Ten (Woefully Common) Mistakes Killing
Your Internet Business & What You Can Do
About Them! $29.95 retail value.
Go to www.worldprofitassociates.com and log in.
To talk live, go to www.jeffreylant.com or phone
617 547 6372 (Eastern time). While there, click
on Photo Gallery for the tour.
If you enjoyed this article, please consider sharing it!
“http://www.HomeProfitCoach.com/associates/”
Warning! This Is The Best News You've Ever Had About The Internet
Warning! This Is The Best News You've Ever
Had About The Internet
By Dr. Jeffrey Lant
Friend, I've got something very, very good
to tell you about the Internet and how you
can make money online -- whatever business you're
in!
You know and I know that millions of people,
probably including you, have been having a
real hard go of it online. How long have you
been attempting to make some solid, predictable
money from the net? A few weeks? Months? Even
years?
The plain truth is that people worldwide are
trying -- and failing -- right now to profit.
When they sit down at the computer, they don't
know what to do. Instead of making money, all
they're doing is wasting time.
That's where my stupendous good news comes in.
Meet George Kosch -- Your Best Friend Online
You may not be familiar with the name George Kosch,
but he's the guy who's been working overtime to
ensure that the Internet pays off for you. Before
I tell you what he's done for you, I'm going to
take a minute to tell you a little about him.
In a word, George is BRILLIANT! He's a trained
mathematician and physicist. He's also a former
Canadian Air Force Officer, a man whose assignment
was teaching top-gun pilots how to fly the
latest high-performance air craft. An early
convert to the Internet (back when almost no one
had heard of it), George saw the universal
potential in this exciting new medium. Using
his software skills, he invented some of the
top applications for business success.
One of the things he invented was a line of
low-cost, easy-to-use, no-software-to-download
video services. This opened a whole new area
for business growth and services, including
exemplary training.
Enter The Millionaire Bootcamp
Once the means of delivering worldwide training
by video had been perfected, George created the
world's first program exclusively designed for
people like you and me, people who want to use
the Internet for make money but just didn't know
how. George called his amazing training program
the Millionaire Bootcamp, and in short order
there were over 1000 people worldwide enrolled!
Now, twice weekly Chief Instructor Kosch delivers
live presentations delivering the factual details
you need for consistent online success. Specifically,
the Millionaire Bootcamp focuses on what you have
to do to make at least $100,000 a year online.
100% Of Millionaire Bootcamp Graduates Are Profiting
Online -- YOU Will Profit Online, Too. Guaranteed!
What makes the Millionaire Bootcamp so successful
is not just the consistently high calibre of the
presentations. Instead, it's the fact that you not
only learn what to do, but go out, under your
instructor's guidance, to implement what you've
learned. The Millionaire Bootcamp delivers success
because you learn what to do -- then do it,
with your pro-active instructor intervening as
necessary to keep you focused and GRADUATING!
It cannot be sufficient stressed that 100% of
Millionaire Bootcamp Graduates make money online --
guaranteed by George Kosch and his company,
Worldprofit.com.
Claim Your Place In The Millionaire Bootcamp
($599.95 Value) FREE Today!
What would you pay for a chance to be in the
Millionaire Bootcamp and learn exactly how to
profit online getting hands-on assistance all
the way? Whatever you answered, the plain fact
is that George Kosch has authorized me to GIVE
you a free place in the Millionaire Bootcamp so
long as you respond today.
To do so, just register here.
Just 5 MINUTES from now, you can be enrolled in
the Millionaire Bootcamp, on your way to making
money -- GUARANTEED. Email me now and get started.
Howard Martell, Worldprofit Dealer/Consultant
==> Call me at 7579622482
==> Email me at hmartell29@yahoo.com
==> Visit my online office at www.HomeProfitCoach.com
==> Questions? Meet me LIVE in my Video Conference Room
www.HomeProfitCoach.com
Had About The Internet
By Dr. Jeffrey Lant
Friend, I've got something very, very good
to tell you about the Internet and how you
can make money online -- whatever business you're
in!
You know and I know that millions of people,
probably including you, have been having a
real hard go of it online. How long have you
been attempting to make some solid, predictable
money from the net? A few weeks? Months? Even
years?
The plain truth is that people worldwide are
trying -- and failing -- right now to profit.
When they sit down at the computer, they don't
know what to do. Instead of making money, all
they're doing is wasting time.
That's where my stupendous good news comes in.
Meet George Kosch -- Your Best Friend Online
You may not be familiar with the name George Kosch,
but he's the guy who's been working overtime to
ensure that the Internet pays off for you. Before
I tell you what he's done for you, I'm going to
take a minute to tell you a little about him.
In a word, George is BRILLIANT! He's a trained
mathematician and physicist. He's also a former
Canadian Air Force Officer, a man whose assignment
was teaching top-gun pilots how to fly the
latest high-performance air craft. An early
convert to the Internet (back when almost no one
had heard of it), George saw the universal
potential in this exciting new medium. Using
his software skills, he invented some of the
top applications for business success.
One of the things he invented was a line of
low-cost, easy-to-use, no-software-to-download
video services. This opened a whole new area
for business growth and services, including
exemplary training.
Enter The Millionaire Bootcamp
Once the means of delivering worldwide training
by video had been perfected, George created the
world's first program exclusively designed for
people like you and me, people who want to use
the Internet for make money but just didn't know
how. George called his amazing training program
the Millionaire Bootcamp, and in short order
there were over 1000 people worldwide enrolled!
Now, twice weekly Chief Instructor Kosch delivers
live presentations delivering the factual details
you need for consistent online success. Specifically,
the Millionaire Bootcamp focuses on what you have
to do to make at least $100,000 a year online.
100% Of Millionaire Bootcamp Graduates Are Profiting
Online -- YOU Will Profit Online, Too. Guaranteed!
What makes the Millionaire Bootcamp so successful
is not just the consistently high calibre of the
presentations. Instead, it's the fact that you not
only learn what to do, but go out, under your
instructor's guidance, to implement what you've
learned. The Millionaire Bootcamp delivers success
because you learn what to do -- then do it,
with your pro-active instructor intervening as
necessary to keep you focused and GRADUATING!
It cannot be sufficient stressed that 100% of
Millionaire Bootcamp Graduates make money online --
guaranteed by George Kosch and his company,
Worldprofit.com.
Claim Your Place In The Millionaire Bootcamp
($599.95 Value) FREE Today!
What would you pay for a chance to be in the
Millionaire Bootcamp and learn exactly how to
profit online getting hands-on assistance all
the way? Whatever you answered, the plain fact
is that George Kosch has authorized me to GIVE
you a free place in the Millionaire Bootcamp so
long as you respond today.
To do so, just register here.
Just 5 MINUTES from now, you can be enrolled in
the Millionaire Bootcamp, on your way to making
money -- GUARANTEED. Email me now and get started.
Howard Martell, Worldprofit Dealer/Consultant
==> Call me at 7579622482
==> Email me at hmartell29@yahoo.com
==> Visit my online office at www.HomeProfitCoach.com
==> Questions? Meet me LIVE in my Video Conference Room
www.HomeProfitCoach.com
Education Is The Key To Your Online Success. Here's where you get it!
HomeProfitCoach.com's GUIDE TO PROFITING ON THE INTERNET
- Sunday, August 22, 2010
PLUS.. Daily Tips, Internet Articles, and Much More!
Visit http://www.HomeProfitCoach.com
Publisher: Howard Martell
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Education Is The Key To Your Online Success.
Here's where you get it!
By Dr. Jeffrey Lant
Think of all the time you have spent in your
life in educational endeavors. Personally, I
started going to school at age 5 and finished
up my Ph.D. from Harvard University 23 years
later. That's a big chunk of a life!
Your education is one of the most valuable
things you've got. What's more, you know that
you've got to keep learning to stay on the
cutting-edge of the fastest-changing society
in history.
So, having said this, just how much Internet
education have you had? How many Internet
courses have you taken? How many hours have
you spent learning from qualified instructors
about what it takes to succeed online? I'm
guessing you've never had even a single MINUTE's
training in how to profit online.
Don't you think that's ironic?
The sad fact is that in a world that spends
TRILLIONS of dollars on education, very few
people indeed have had any professional
instruction in how to succeed online and make
predictable online income. Result: mass online
failure.
Worldprofit.com And George Kosch To The Rescue
I'm going to introduce you now to a man and his
company who are changing the deplorable situation
described above, the situation which has caused
millions to fail online.
The company is Worldprofit.com which since 1994
has been providing domain hosting, custom website
design, and a line of low-cost, easy-to-use, no-
software-to-download video services. Since Day I,
they've been working to increase the level of
professional knowledge and information about what
the Internet is, how it works, and how to profit
from it.
The man is George Kosch, Chief Technology Officer
at Worldprofit.com, self-made multi-millionaire,
and inventor of some of the best-known and most
important applications for companies wanting to do
business online.
George Kosch has always been very aware of the mass
online failure. He decided to do what the folks in
Massachusetts decided to do back in 1636 when
they founded Harvard College, the first such
institution in North America. He decided to set
up the world's first online educational institution
dedicated to showing average people in any business
precisely how the Internet works and how to make
consistent, predictable profit from it, the
training objective being to make a minimum of
$100,000 a year online. He called it the Millionaire
Bootcamp. He could have called in the Harvard of the
Web.
Twice weekly Instructor Kosch makes live online
presentations delivering the crucial information
you need about achieving online success. Each
program is recorded and immediately posted online
for instant 24/7 access by anyone with an Internet
connection.
What's great about the Millionaire Bootcamp is
that it's not just a series of lectures, no matter
how exceptional. Instead, it's a hands-on workshop
where your pro-active instructor monitors your
progress towards graduation and intervenes when
necessary to ensure success.
Graduation from the Millionaire Bootcamp is the
goal. Why? Because 100% of Millionaire Bootcamp
graduates profit online. Worldprofit.com guarantees
that as a graduate you will profit, too.
Claim Your Free Millionaire Bootcamp Place Today
($599.95 Value)
As you can imagine, a results-oriented, professional
course like this is worth a pretty penny. After
all, as a graduate you are guaranteed online success.
However, right now I am authorized by Worldprofit.com
to GIVE you a FREE place in the Millionaire Bootcamp.
To get yours, just register here.
You can be enrolled in the next few minutes and get
started, profiting from the world's first and so far
only professional course in online success, the Harvard
of the Web. Don't miss out on the education you need!
Howard Martell, Worldprofit Dealer/Consultant
==> Call me at 7579622482
==> Email me at hmartell29@yahoo.com
==> Visit my online office at www.HomeProfitCoach.com
==> Questions? Meet me LIVE in my Video Conference Room
www.HomeProfitCoach.com
- Sunday, August 22, 2010
PLUS.. Daily Tips, Internet Articles, and Much More!
Visit http://www.HomeProfitCoach.com
Publisher: Howard Martell
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Education Is The Key To Your Online Success.
Here's where you get it!
By Dr. Jeffrey Lant
Think of all the time you have spent in your
life in educational endeavors. Personally, I
started going to school at age 5 and finished
up my Ph.D. from Harvard University 23 years
later. That's a big chunk of a life!
Your education is one of the most valuable
things you've got. What's more, you know that
you've got to keep learning to stay on the
cutting-edge of the fastest-changing society
in history.
So, having said this, just how much Internet
education have you had? How many Internet
courses have you taken? How many hours have
you spent learning from qualified instructors
about what it takes to succeed online? I'm
guessing you've never had even a single MINUTE's
training in how to profit online.
Don't you think that's ironic?
The sad fact is that in a world that spends
TRILLIONS of dollars on education, very few
people indeed have had any professional
instruction in how to succeed online and make
predictable online income. Result: mass online
failure.
Worldprofit.com And George Kosch To The Rescue
I'm going to introduce you now to a man and his
company who are changing the deplorable situation
described above, the situation which has caused
millions to fail online.
The company is Worldprofit.com which since 1994
has been providing domain hosting, custom website
design, and a line of low-cost, easy-to-use, no-
software-to-download video services. Since Day I,
they've been working to increase the level of
professional knowledge and information about what
the Internet is, how it works, and how to profit
from it.
The man is George Kosch, Chief Technology Officer
at Worldprofit.com, self-made multi-millionaire,
and inventor of some of the best-known and most
important applications for companies wanting to do
business online.
George Kosch has always been very aware of the mass
online failure. He decided to do what the folks in
Massachusetts decided to do back in 1636 when
they founded Harvard College, the first such
institution in North America. He decided to set
up the world's first online educational institution
dedicated to showing average people in any business
precisely how the Internet works and how to make
consistent, predictable profit from it, the
training objective being to make a minimum of
$100,000 a year online. He called it the Millionaire
Bootcamp. He could have called in the Harvard of the
Web.
Twice weekly Instructor Kosch makes live online
presentations delivering the crucial information
you need about achieving online success. Each
program is recorded and immediately posted online
for instant 24/7 access by anyone with an Internet
connection.
What's great about the Millionaire Bootcamp is
that it's not just a series of lectures, no matter
how exceptional. Instead, it's a hands-on workshop
where your pro-active instructor monitors your
progress towards graduation and intervenes when
necessary to ensure success.
Graduation from the Millionaire Bootcamp is the
goal. Why? Because 100% of Millionaire Bootcamp
graduates profit online. Worldprofit.com guarantees
that as a graduate you will profit, too.
Claim Your Free Millionaire Bootcamp Place Today
($599.95 Value)
As you can imagine, a results-oriented, professional
course like this is worth a pretty penny. After
all, as a graduate you are guaranteed online success.
However, right now I am authorized by Worldprofit.com
to GIVE you a FREE place in the Millionaire Bootcamp.
To get yours, just register here.
You can be enrolled in the next few minutes and get
started, profiting from the world's first and so far
only professional course in online success, the Harvard
of the Web. Don't miss out on the education you need!
Howard Martell, Worldprofit Dealer/Consultant
==> Call me at 7579622482
==> Email me at hmartell29@yahoo.com
==> Visit my online office at www.HomeProfitCoach.com
==> Questions? Meet me LIVE in my Video Conference Room
www.HomeProfitCoach.com
YOUR money is in THEIR pocket. What you have to do to get it out!
by Dr. Jeffrey Lant
I’ve taught marketing for more years than I care
to remember. The biggest challenge is getting
students to understand how marketing works.
What is it? Why do you need it? How do you get
the biggest return?
To answer these questions, I came up with
a simple image that works wonders: YOUR
money is in THEIR pocket. Do you want it to
stay there… or do you want to get the funds
into YOUR pocket?
Bingo!
Light bulbs start going on around the class
room as one student after another "gets it."
Of course they want to get their money out of
that pocket. We’re ALL clear on that. The
discussion then shifts to how to get it out…
and how to do it FAAAST!
The Pivotal Role Of The Offer
"Try this," I say to the class: walk up to someone
on the street and ask them for $50. Will you
get it? Unlikely. Instead be prepared for dirty
looks and worse. "Asking," I say, "ain’t getting."
The students nod their heads knowingly. They’ve
been there… done that.
"Ok," I say. You guys get this. Then why don’t these
folks, at which I show them one marketing
communication after another (Yellow Pages ad,
brochure, direct mail letter, etc.) where supposedly
savvy business people spent good money doing
nothing more than saying "Here we are, here’s
what we have."
"That," I say "is not marketing. It’s just telling…
not selling." If you want to make MONEY… YOU
must motivate people to part with the bucks.
Offers Get People To Move
What gets people to buy is offers, offers, and
more offers… saying, in effect, I’m prepared
to give you
* this
* and this
* and this
IF and ONLY IF you take action now to
get what I’m selling.
"What," I ask the class, "is more likely to get
you to respond: just saying here I am, here’s what
I do." OR saying
"I’ll give you one hour free for every three hours
of my service you book."
All knowing, the students say "people will act faster
if you give them MORE." Now it’s my turn to nod
sagely. "Bingo," sez I.
Brain storm offers all the time… because you will
need an offer EVERY day you want to empty
prospects’ pockets and move that money
I ask the students what days they want to profit
in their businesses. They look quizzical: "Well,
EVERY day," they say.
Another "Bingo" from me.
"So, if you want to make money EVERY day…
then when do you need to make offers?"
ANOTHER "Aha!" moment for my budding
marketing masters. The idea is beginning to
sink in that EVERY day you want to move money
from your prospects’ pockets is a day you must
make offers.
"Make offers," I say, "every day you want to
make money." And I write "Money means daily
offers" on the chalk board.
Open A "Swipe File"
Where can you find marketing intelligence, great
offers that produce the bucks? In the marketing
communications of people who live or die by marketing.
And where do you find these? Everywhere!
If you want to move money from other people’s
pockets into yours, start collecting and studying
marketing communications. Open a "swipe file,"
and pop in marketing communications that work.
Make this a daily endeavor. When you see ads
that work for others, adapt the copy for your
profitable use.
Don’t Stop!
Marketing is like breathing. Stop doing it and
you die. Finish any day by selecting the offer
you’ll use tomorrow. Start each day by reviewing
how well yesterday’s offer pulled. Note these
results for future reference; winning ads should
be repeated; ads that wilted must die.
One more thing: see marketing as a great game,
a game that takes everything you’ve got. Embrace it!
Enjoy it! If you don’t, your money will stay in THEIR
pocket and that’s just not acceptable!
About The Author
Harvard-educated Dr. Jeffrey Lant is CEO of
Worldprofit, Inc., www.worldprofit.com where
small and home-based businesses learn how to
profit online. Attend Dr. Lant’s live webcast
TODAY and receive 50,000 free guaranteed
visitors to the website of your choice! For details
on Dr. Lant’s 18 best-selling business books,
go to www.jeffreylant.com
I’ve taught marketing for more years than I care
to remember. The biggest challenge is getting
students to understand how marketing works.
What is it? Why do you need it? How do you get
the biggest return?
To answer these questions, I came up with
a simple image that works wonders: YOUR
money is in THEIR pocket. Do you want it to
stay there… or do you want to get the funds
into YOUR pocket?
Bingo!
Light bulbs start going on around the class
room as one student after another "gets it."
Of course they want to get their money out of
that pocket. We’re ALL clear on that. The
discussion then shifts to how to get it out…
and how to do it FAAAST!
The Pivotal Role Of The Offer
"Try this," I say to the class: walk up to someone
on the street and ask them for $50. Will you
get it? Unlikely. Instead be prepared for dirty
looks and worse. "Asking," I say, "ain’t getting."
The students nod their heads knowingly. They’ve
been there… done that.
"Ok," I say. You guys get this. Then why don’t these
folks, at which I show them one marketing
communication after another (Yellow Pages ad,
brochure, direct mail letter, etc.) where supposedly
savvy business people spent good money doing
nothing more than saying "Here we are, here’s
what we have."
"That," I say "is not marketing. It’s just telling…
not selling." If you want to make MONEY… YOU
must motivate people to part with the bucks.
Offers Get People To Move
What gets people to buy is offers, offers, and
more offers… saying, in effect, I’m prepared
to give you
* this
* and this
* and this
IF and ONLY IF you take action now to
get what I’m selling.
"What," I ask the class, "is more likely to get
you to respond: just saying here I am, here’s what
I do." OR saying
"I’ll give you one hour free for every three hours
of my service you book."
All knowing, the students say "people will act faster
if you give them MORE." Now it’s my turn to nod
sagely. "Bingo," sez I.
Brain storm offers all the time… because you will
need an offer EVERY day you want to empty
prospects’ pockets and move that money
I ask the students what days they want to profit
in their businesses. They look quizzical: "Well,
EVERY day," they say.
Another "Bingo" from me.
"So, if you want to make money EVERY day…
then when do you need to make offers?"
ANOTHER "Aha!" moment for my budding
marketing masters. The idea is beginning to
sink in that EVERY day you want to move money
from your prospects’ pockets is a day you must
make offers.
"Make offers," I say, "every day you want to
make money." And I write "Money means daily
offers" on the chalk board.
Open A "Swipe File"
Where can you find marketing intelligence, great
offers that produce the bucks? In the marketing
communications of people who live or die by marketing.
And where do you find these? Everywhere!
If you want to move money from other people’s
pockets into yours, start collecting and studying
marketing communications. Open a "swipe file,"
and pop in marketing communications that work.
Make this a daily endeavor. When you see ads
that work for others, adapt the copy for your
profitable use.
Don’t Stop!
Marketing is like breathing. Stop doing it and
you die. Finish any day by selecting the offer
you’ll use tomorrow. Start each day by reviewing
how well yesterday’s offer pulled. Note these
results for future reference; winning ads should
be repeated; ads that wilted must die.
One more thing: see marketing as a great game,
a game that takes everything you’ve got. Embrace it!
Enjoy it! If you don’t, your money will stay in THEIR
pocket and that’s just not acceptable!
About The Author
Harvard-educated Dr. Jeffrey Lant is CEO of
Worldprofit, Inc., www.worldprofit.com where
small and home-based businesses learn how to
profit online. Attend Dr. Lant’s live webcast
TODAY and receive 50,000 free guaranteed
visitors to the website of your choice! For details
on Dr. Lant’s 18 best-selling business books,
go to www.jeffreylant.com
HomeProfitCoach.com's Newsletter - Want ONE Million Dollars of Training at NO cost?
HomeProfitCoach.com's GUIDE TO PROFITING ON THE INTERNET
- Saturday, August 28, 2010
PLUS..Daily Tips, Internet Articles, and Much More!
Visit http://www.HomeProfitCoach.com
Publisher: Howard Martell
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Here's the one thing you need for certain
online success: training.
------------------------------------------------------
Worldprofit gives it to you free in its
incredible Millionaire Bootcamp!
------------------------------------------------------
By Dr. Jeffrey Lant
Every single day hopeful people worldwide
jump on the Internet expecting to bring
home buckets of dollars before the sun sets.
It's crazy, but millions of people have done
just that.
Of course they fail and they fail for one
very good reason. They don't have the one
thing you absolutely must have to profit
online: training.
The people who are making money online -- and
there are PLENTY of them -- know how the Internet
works, know what they've got to do, then get on
with it for maximum profit. The Internet works
for the people who understand how it works.
To deal with the pervasive lack of scientific
money-making information online, Worldprofit
Chief Technology Officer George Kosch, himself
a self-made Internet Millionaire, has created
a course designed for people who know that
understanding the Internet is the necessary
prerequisite for succeeding on it.
While this intensive course is designed for all,
certain people will find it a must for their
success, including
* business opportunity seekers
* independent contractors
* network marketers
* home business professionals
* online marketers, etc.
The Millionaire Bootcamp Is The World's First
Professional Online Money-Making Course.
The course, available both live and 24/7
in recordings posted online, focuses on
the 7 key steps which everyone needs to master
to succeed online.
Participants start at Step 1, then move through
the remaining 6 steps at their own speed. The
program is rigorous but self-paced. You not only
learn what to do to make at least $100,000 every
year online, but then, under live supervision,
actually do the necessary steps. Got questions
along the way? You get immediatwe answers. The
Bootcamp is individualized, personalized, hands-on.
The Millionaire Bootcamp is not theoretical. It
is based on tested profit information that works.
It is taught by an Internet millionaire and aims,
in its turn, to put all participants on the road
to becoming millionaires, too.
Best Of All The Millionaire Bootcamp Is Free --
For A Limited Time!
Amazing but true, Worldprofit is making the
Millionaire Bootcamp available free now, but only
for a limited time.
Within just minutes, you can sign up and get
started, following a proven success system with the
personal assistance of self-made Internet
Millionaire George Kosch, wherein you master the
elements crucial for certain and continuing online
success and profit.
To get started now, just register here.
You can make over $100,000 a year online. The
Millionaire Bootcamp shows you exactly how to do it.
Contact us today.
Have a great week
Howard Martell, Worldprofit Dealer/Consultant
==> Call me at 7579622482
==> Email me at hmartell29@yahoo.com
==> Visit my online office at www.HomeProfitCoach.com
==> Questions? Meet me LIVE in my Video Conference Room
www.HomeProfitCoach.com
- Saturday, August 28, 2010
PLUS..Daily Tips, Internet Articles, and Much More!
Visit http://www.HomeProfitCoach.com
Publisher: Howard Martell
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Here's the one thing you need for certain
online success: training.
------------------------------------------------------
Worldprofit gives it to you free in its
incredible Millionaire Bootcamp!
------------------------------------------------------
By Dr. Jeffrey Lant
Every single day hopeful people worldwide
jump on the Internet expecting to bring
home buckets of dollars before the sun sets.
It's crazy, but millions of people have done
just that.
Of course they fail and they fail for one
very good reason. They don't have the one
thing you absolutely must have to profit
online: training.
The people who are making money online -- and
there are PLENTY of them -- know how the Internet
works, know what they've got to do, then get on
with it for maximum profit. The Internet works
for the people who understand how it works.
To deal with the pervasive lack of scientific
money-making information online, Worldprofit
Chief Technology Officer George Kosch, himself
a self-made Internet Millionaire, has created
a course designed for people who know that
understanding the Internet is the necessary
prerequisite for succeeding on it.
While this intensive course is designed for all,
certain people will find it a must for their
success, including
* business opportunity seekers
* independent contractors
* network marketers
* home business professionals
* online marketers, etc.
The Millionaire Bootcamp Is The World's First
Professional Online Money-Making Course.
The course, available both live and 24/7
in recordings posted online, focuses on
the 7 key steps which everyone needs to master
to succeed online.
Participants start at Step 1, then move through
the remaining 6 steps at their own speed. The
program is rigorous but self-paced. You not only
learn what to do to make at least $100,000 every
year online, but then, under live supervision,
actually do the necessary steps. Got questions
along the way? You get immediatwe answers. The
Bootcamp is individualized, personalized, hands-on.
The Millionaire Bootcamp is not theoretical. It
is based on tested profit information that works.
It is taught by an Internet millionaire and aims,
in its turn, to put all participants on the road
to becoming millionaires, too.
Best Of All The Millionaire Bootcamp Is Free --
For A Limited Time!
Amazing but true, Worldprofit is making the
Millionaire Bootcamp available free now, but only
for a limited time.
Within just minutes, you can sign up and get
started, following a proven success system with the
personal assistance of self-made Internet
Millionaire George Kosch, wherein you master the
elements crucial for certain and continuing online
success and profit.
To get started now, just register here.
You can make over $100,000 a year online. The
Millionaire Bootcamp shows you exactly how to do it.
Contact us today.
Have a great week
Howard Martell, Worldprofit Dealer/Consultant
==> Call me at 7579622482
==> Email me at hmartell29@yahoo.com
==> Visit my online office at www.HomeProfitCoach.com
==> Questions? Meet me LIVE in my Video Conference Room
www.HomeProfitCoach.com
6 signs you made it middle-class
Not so long ago, most people viewed the hallmarks of success as something along the lines of a house, a white picket fence, two weeks vacation, two children and the ability to send those kids to college. Today, the middle class is a vanishing breed according to nearly every survey and statistic on the topic. Its disappearance is of such grave concern to the fabric of American society that the U.S. government launched a task force to explore the issue. Despite all of the attention to the subject, defining "middle class" remains a challenge, as everyone wants to be in the middle regardless of their income. Instead of focusing on the dollars, let's take a look at the lifestyle benchmarks that define middle class status.
Have You Made it to the Middle?
A wide variety of numbers have been thrown around in an effort to define the middle. People earning 20% of the average income and people earning 80% all claim to be part of the middle class. More than a few millionaires make the claim too. While there is no official financial standard, the middle class as defined by the government task force is characterized in terms of six financial aspirations, which we can view as benchmarks.
Globalization and technological advances began to reverse the growth of the middle class. The manufacturing base in the United States changed, as good-paying jobs in factories and heavy industries went overseas to lower-paying markets and labor unions lost much of their ability to bargain for high wages and good benefits. Later, white-collar jobs from accounting and data entry to reading medical images and answering telephones in call centers were also sent offshore. Many jobs that remained in the U.S. were eliminated by computers and other technological advancements that increased productivity.
To achieve or maintain a middle-class lifestyle, many households became two-income families. Achieving middle class goals became more difficult as employers eliminated their pension plans and defined-benefit plans, the cost of a college education continued to rise and the cost of healthcare jumped. For most of the 20-year period following 1990, the Commerce Department reports that real median income grew at a rate of about 20%, while the cost of a college education grew between 43% and 60%, the cost of housing rose 56% and healthcare costs jumped by 155%.
How to Get There
Although there are significant challenges to obtaining middle class status, there are some proactive steps that can help make the dream a reality. Budgeting is one of the most obvious. Understanding where your money goes each month can help you determine the exact makeup of the benchmarks you are trying to match. Are you looking for a Hyundai or a BMW?
Planning is another crucial step. Are the kids going to a state university or a private college? Are scholarships an option? Some savvy families find money for college by participating in programs which can aide families with the costs related to sending a child to university.
Working is another one of the requirements. A second job or a side business might be just what you need to boost your income and achieve some of your goals. Putting your money to work is also an important consideration. Investing has helped build wealth for generations. In fact, income earners ranked in the top 1% enjoyed significant increases in wealth even as the middle class fell into decline. Most of that wealth came from investments. Even if you don't have the means to invest for current income, you can take a few dollars from each paycheck and save for your retirement.
The Bottom Line
Don't underestimate the role of hard work and luck. Sometimes being in the right place at the right time or taking one particular course of action over another can make all the difference. So keep watching for opportunities and make the most of them when you find them. As motion-picture mogul Samuel Goldwyn said, "The harder I work, the luckier I get."
Howard Martellwww.homeprofitcoach.com
Have You Made it to the Middle?
A wide variety of numbers have been thrown around in an effort to define the middle. People earning 20% of the average income and people earning 80% all claim to be part of the middle class. More than a few millionaires make the claim too. While there is no official financial standard, the middle class as defined by the government task force is characterized in terms of six financial aspirations, which we can view as benchmarks.
- Home Ownership
Home ownership remains the American dream. The step up from renting to owning signifies prosperity and achievement. With median home prices ranges differing by so much in different cities across the United States, the ability to achieve this goal varies significantly by geographical location. Someone earning an income in the 50% range in Detroit may not be able to afford even a small house in Los Angeles.
- Automobile Ownership
Owning an automobile provides freedom of movement and the luxury of avoiding the limited schedules and cramped quarters offered by mass transportation options such as buses and subways. Here again, the cost of cars varying widely, as does the kind of automobile required. For one driver, a used Hyundai will do the trick. For another, a new BMW signifies the achievement of this goal.
- A College Education for the Kids
Helping children get ahead in life is a primary goal for middle class families. Paying for a college education for children can cost anywhere from the low tens of thousands of dollars to hundreds of thousands. Decisions about which university of college to attend can have a significant impact on the price tag. - Retirement Security
Retirement is a goal nearly everyone wants to achieve. It demonstrates success and provides a reward for decades of hard work. Once again, definitions make a difference. The amount of gold required to support your golden years will vary significantly depending on whether you want a staff of 10 at your villa in the South of France or a townhouse in Peoria, Illinois.
- Health Care Coverage
The ability to obtain healthcare is an important goal for middle class wager earners and their families. The high and rising cost of medical care and prescription drugs make healthcare coverage an ever-increasing need, as going without it can have serious negative financial implications in the event of a severe illness or injury.
- Family Vacation
The family vacation is a middle class staple. Vacations demonstrate that a family has disposable income and has been successful enough to take time away from work to focus on leisure.
Globalization and technological advances began to reverse the growth of the middle class. The manufacturing base in the United States changed, as good-paying jobs in factories and heavy industries went overseas to lower-paying markets and labor unions lost much of their ability to bargain for high wages and good benefits. Later, white-collar jobs from accounting and data entry to reading medical images and answering telephones in call centers were also sent offshore. Many jobs that remained in the U.S. were eliminated by computers and other technological advancements that increased productivity.
To achieve or maintain a middle-class lifestyle, many households became two-income families. Achieving middle class goals became more difficult as employers eliminated their pension plans and defined-benefit plans, the cost of a college education continued to rise and the cost of healthcare jumped. For most of the 20-year period following 1990, the Commerce Department reports that real median income grew at a rate of about 20%, while the cost of a college education grew between 43% and 60%, the cost of housing rose 56% and healthcare costs jumped by 155%.
How to Get There
Although there are significant challenges to obtaining middle class status, there are some proactive steps that can help make the dream a reality. Budgeting is one of the most obvious. Understanding where your money goes each month can help you determine the exact makeup of the benchmarks you are trying to match. Are you looking for a Hyundai or a BMW?
Planning is another crucial step. Are the kids going to a state university or a private college? Are scholarships an option? Some savvy families find money for college by participating in programs which can aide families with the costs related to sending a child to university.
Working is another one of the requirements. A second job or a side business might be just what you need to boost your income and achieve some of your goals. Putting your money to work is also an important consideration. Investing has helped build wealth for generations. In fact, income earners ranked in the top 1% enjoyed significant increases in wealth even as the middle class fell into decline. Most of that wealth came from investments. Even if you don't have the means to invest for current income, you can take a few dollars from each paycheck and save for your retirement.
The Bottom Line
Don't underestimate the role of hard work and luck. Sometimes being in the right place at the right time or taking one particular course of action over another can make all the difference. So keep watching for opportunities and make the most of them when you find them. As motion-picture mogul Samuel Goldwyn said, "The harder I work, the luckier I get."
Howard Martellwww.homeprofitcoach.com
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*** Editor's Note:
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Howard Martell - President HomeProfitCoach.com & Worldprofit Dealer
Email: hmartell29@yahoo.com
URL: http://www.HomeProfitCoach.com
==> Talk To Me Live...Ring For Service! New Technology!!!
==> Live Daily Webcasts on all of our products and services PLUS
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==> No Charge Membership
==> For Immediate Needs: Call Me 7579622482
=========================================================
(C) HomeProfitCoach.com 2010 All Rights Reserved.
=========================================================
detailing the #1 error people online are making every day.
Are YOU making this error? Find out now!
This error literally costs people (and maybe you too), their online success.
By following Dr. Lant's expert advice in this exclusive report,
you can make hundreds of thousands of dollars.
When you register for the report, you need to print the report out, DON'T SKIM it,
read it carefully and re-read it every day you don?t profit online.
My colleague, Dr. Lant has allowed me to offer this report to you - without ANY cost!
Dr. Lant is tired of seeing people make this mistake over and over, it's time to stop -
'get this report in the hands of as many people as you can' he told me.
To get this incredible report - hot off the presses - at NO COST
simply REGISTER HERE.
When you are approved simply click on 'Learning Zone - Article Library - Home Business'
*** Editor's Note:
Watch for our next issue for specialized information on how YOU can profit online!
Future issues will include more special free reports, little known secrets to success online,
lead generatiion tools, and of course powerful traffic strategies.
Your Editor
Howard Martell - President HomeProfitCoach.com & Worldprofit Dealer
Email: hmartell29@yahoo.com
URL: http://www.HomeProfitCoach.com
==> Talk To Me Live...Ring For Service! New Technology!!!
==> Live Daily Webcasts on all of our products and services PLUS
recorded presentations on everything we have!
==> No Charge Membership
==> For Immediate Needs: Call Me 7579622482
=========================================================
(C) HomeProfitCoach.com 2010 All Rights Reserved.
=========================================================
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